Burglary Insurance

Why Burglary Insurance?

Burglary Insurance policy provides financial compensation against loss or damage to property contained in your premises by acts of Burglary.

What is covered?

Burglary Insurance covers property contained in your premises, stocks/goods owned by you or held in trust and/or commission. It also covers cash, valuables, securities kept in a locked safe or cash box in locked steel cupboard on specific request.

The policy covers the property against loss/damage by burglary/house breaking. It also covers damage to your premises caused by burglars during burglary or attempts at burglary. The Policy pays actual loss/damage to your insured property caused by burglary/house breaking subject to the limit of Sum Insured.

FIRST LOSS INSURANCE POLICY

First loss insurance policies are useful for businesses with a large amount of inventory, but little risk of large-scale theft. By insuring only a portion of their property, the policyholder pays lower premiums while still receiving some level of protection. In exchange for the insurance company allowing the policyholder to under-insure their property, the insured agrees to accept a payout moderately less than the full value of stolen assets. For example, if a warehouse has $1 million worth of goods, but the probability of thieves stealing more than $100,000 worth of goods at one time is small, then a first loss insurance policy could be ideal.

Actual Cash Value (ACV)

The insurer will cover the cost to repair or replace the stolen property, minus depreciation.

Agreed Value (AV)

The insurer will pay the agreed value amount both of you agreed on when signing the contract.

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ពាក្យពីអតិថិជនរបស់យើង

I have used Cambodian Investment Management for a number of projects and needs, both personal and business related and have never been disappointed with the value or the quality of the products or services offered. Their central location is easy to get in and out of and the services are rendered with the highest level of competence and professionalism.

Antoine Danielli, Managing Director, Construction Materials

The level of service and professionalism I’ve received from Daniel and the experienced professionals at Cambodian Investment Management is unparalleled. I’ve purchased several products from them over the years and I have always felt confident that I was making a wise decision. Admittedly, I don’t know much about insurance, but Daniel has always taken the time to educate me and inform me about my various options. You can take heart in the fact that Daniel isn’t just trying to sell you something, he legitimately cares about his clients and their well-being.

Edward Carminati, Managing Director, Food and Beverages

I’ve been working with Cambodian Investment Management since Daniel arrived in Cambodia 3 years ago. He has always been able to suggest me the right solutions, whether for my personal or corporate needs. On top of that, he’s always been available 24/7 for any of both mine or my teams enquiries. I have had a few hospitalizations of which have always proven to be seamless and hassle free. I couldnot recommend Daniel highly enough and look forward to a long standing firm relationship for the years to come.

Benjamin Thomalla, General Manager, Hospitality

Daniel is the finest insurance professional i have ever worked with. Unlike most insurance agents and companies they work for, he puts his clients’ needs first and tailors all his recommendations around those desires. He is extremely knowledgeable about the products he sells and advocates on behalf of his clients. It has been a great experience to work with someone over many years who cares more about my family’s needs first.

Fernando Valdes, Sales Director, Marketing